LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,996
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,675
−HK$1,707/mo
Today · 4.125%
HK$57,382
baseline
▲ 0.50% · 4.625%
HK$60,873
+HK$3,491/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,764/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,069
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,681
−HK$1,634/mo
Today · 4.125%
HK$63,315
baseline
▲ 0.50% · 4.625%
HK$66,652
+HK$3,337/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,630/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,795
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,810
−HK$2,048/mo
Today · 4.125%
HK$68,858
baseline
▲ 0.50% · 4.625%
HK$73,048
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,716/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,083
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,017
−HK$1,961/mo
Today · 4.125%
HK$75,978
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,956/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,594
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,945
−HK$2,389/mo
Today · 4.125%
HK$80,334
baseline
▲ 0.50% · 4.625%
HK$85,222
+HK$4,888/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,668/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,097
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,353
−HK$2,288/mo
Today · 4.125%
HK$88,641
baseline
▲ 0.50% · 4.625%
HK$93,313
+HK$4,672/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,282/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,192
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,215
−HK$3,072/mo
Today · 4.125%
HK$103,287
baseline
▲ 0.50% · 4.625%
HK$109,571
+HK$6,284/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,574/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,125
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,025
−HK$2,942/mo
Today · 4.125%
HK$113,967
baseline
▲ 0.50% · 4.625%
HK$119,974
+HK$6,007/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,934/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,383 · Scale 2, in force from 26 Feb 2026)