LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,997
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,677
−HK$1,706/mo
Today · 4.125%
HK$57,383
baseline
▲ 0.50% · 4.625%
HK$60,875
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,766/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,071
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,682
−HK$1,635/mo
Today · 4.125%
HK$63,317
baseline
▲ 0.50% · 4.625%
HK$66,654
+HK$3,337/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,634/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,797
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,812
−HK$2,048/mo
Today · 4.125%
HK$68,860
baseline
▲ 0.50% · 4.625%
HK$73,050
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,720/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,086
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,019
−HK$1,961/mo
Today · 4.125%
HK$75,980
baseline
▲ 0.50% · 4.625%
HK$79,985
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,960/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,596
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,947
−HK$2,390/mo
Today · 4.125%
HK$80,337
baseline
▲ 0.50% · 4.625%
HK$85,225
+HK$4,888/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,674/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,100
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,355
−HK$2,288/mo
Today · 4.125%
HK$88,643
baseline
▲ 0.50% · 4.625%
HK$93,316
+HK$4,673/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,286/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,195
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,218
−HK$3,072/mo
Today · 4.125%
HK$103,290
baseline
▲ 0.50% · 4.625%
HK$109,575
+HK$6,285/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,580/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,128
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,028
−HK$2,942/mo
Today · 4.125%
HK$113,970
baseline
▲ 0.50% · 4.625%
HK$119,978
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,940/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,413 · Scale 2, in force from 26 Feb 2026)