LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,998
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,706/mo
Today · 4.125%
HK$57,384
baseline
▲ 0.50% · 4.625%
HK$60,876
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,768/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,072
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,683
−HK$1,635/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$66,655
+HK$3,337/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,797
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,813
−HK$2,048/mo
Today · 4.125%
HK$68,861
baseline
▲ 0.50% · 4.625%
HK$73,051
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,722/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,087
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$74,020
−HK$1,961/mo
Today · 4.125%
HK$75,981
baseline
▲ 0.50% · 4.625%
HK$79,986
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,962/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,949
−HK$2,389/mo
Today · 4.125%
HK$80,338
baseline
▲ 0.50% · 4.625%
HK$85,226
+HK$4,888/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,676/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,101
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,356
−HK$2,289/mo
Today · 4.125%
HK$88,645
baseline
▲ 0.50% · 4.625%
HK$93,317
+HK$4,672/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,290/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,196
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,220
−HK$3,071/mo
Today · 4.125%
HK$103,291
baseline
▲ 0.50% · 4.625%
HK$109,576
+HK$6,285/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,582/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,130
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,030
−HK$2,942/mo
Today · 4.125%
HK$113,972
baseline
▲ 0.50% · 4.625%
HK$119,979
+HK$6,007/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,944/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,427 · Scale 2, in force from 26 Feb 2026)