LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,000
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,706/mo
Today · 4.125%
HK$57,386
baseline
▲ 0.50% · 4.625%
HK$60,878
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,772/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,075
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,686
−HK$1,634/mo
Today · 4.125%
HK$63,320
baseline
▲ 0.50% · 4.625%
HK$66,658
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,640/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,800
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$2,048/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$73,054
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,089
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,023
−HK$1,961/mo
Today · 4.125%
HK$75,984
baseline
▲ 0.50% · 4.625%
HK$79,989
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,968/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,600
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,952
−HK$2,389/mo
Today · 4.125%
HK$80,341
baseline
▲ 0.50% · 4.625%
HK$85,229
+HK$4,888/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,682/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,104
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,360
−HK$2,288/mo
Today · 4.125%
HK$88,648
baseline
▲ 0.50% · 4.625%
HK$93,321
+HK$4,673/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,296/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,200
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,224
−HK$3,071/mo
Today · 4.125%
HK$103,295
baseline
▲ 0.50% · 4.625%
HK$109,581
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,590/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,134
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,034
−HK$2,942/mo
Today · 4.125%
HK$113,976
baseline
▲ 0.50% · 4.625%
HK$119,984
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,952/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,468 · Scale 2, in force from 26 Feb 2026)