LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,000
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,707/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,879
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,075
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,686
−HK$1,635/mo
Today · 4.125%
HK$63,321
baseline
▲ 0.50% · 4.625%
HK$66,658
+HK$3,337/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,642/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,800
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$2,048/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$73,054
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,090
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,023
−HK$1,962/mo
Today · 4.125%
HK$75,985
baseline
▲ 0.50% · 4.625%
HK$79,990
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,970/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,601
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,952
−HK$2,389/mo
Today · 4.125%
HK$80,341
baseline
▲ 0.50% · 4.625%
HK$85,230
+HK$4,889/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,682/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,105
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,360
−HK$2,289/mo
Today · 4.125%
HK$88,649
baseline
▲ 0.50% · 4.625%
HK$93,322
+HK$4,673/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,298/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,201
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,224
−HK$3,072/mo
Today · 4.125%
HK$103,296
baseline
▲ 0.50% · 4.625%
HK$109,581
+HK$6,285/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,592/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,135
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,035
−HK$2,942/mo
Today · 4.125%
HK$113,977
baseline
▲ 0.50% · 4.625%
HK$119,985
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,954/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,473 · Scale 2, in force from 26 Feb 2026)