LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,001
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,707/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,879
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,075
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,686
−HK$1,635/mo
Today · 4.125%
HK$63,321
baseline
▲ 0.50% · 4.625%
HK$66,659
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,642/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,801
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$2,048/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$73,055
+HK$4,191/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,090
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,024
−HK$1,961/mo
Today · 4.125%
HK$75,985
baseline
▲ 0.50% · 4.625%
HK$79,990
+HK$4,005/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,970/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,601
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,953
−HK$2,389/mo
Today · 4.125%
HK$80,342
baseline
▲ 0.50% · 4.625%
HK$85,230
+HK$4,888/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,684/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,105
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,361
−HK$2,288/mo
Today · 4.125%
HK$88,649
baseline
▲ 0.50% · 4.625%
HK$93,322
+HK$4,673/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,298/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,201
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,225
−HK$3,072/mo
Today · 4.125%
HK$103,297
baseline
▲ 0.50% · 4.625%
HK$109,582
+HK$6,285/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,594/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,135
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,035
−HK$2,943/mo
Today · 4.125%
HK$113,978
baseline
▲ 0.50% · 4.625%
HK$119,985
+HK$6,007/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,956/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,478 · Scale 2, in force from 26 Feb 2026)