LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,004
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,683
−HK$1,707/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,882
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,079
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,690
−HK$1,634/mo
Today · 4.125%
HK$63,324
baseline
▲ 0.50% · 4.625%
HK$66,662
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,648/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,804
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,820
−HK$2,048/mo
Today · 4.125%
HK$68,868
baseline
▲ 0.50% · 4.625%
HK$73,059
+HK$4,191/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,736/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,094
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,028
−HK$1,961/mo
Today · 4.125%
HK$75,989
baseline
▲ 0.50% · 4.625%
HK$79,995
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,978/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,605
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,957
−HK$2,389/mo
Today · 4.125%
HK$80,346
baseline
▲ 0.50% · 4.625%
HK$85,235
+HK$4,889/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$160,692/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,110
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,366
−HK$2,288/mo
Today · 4.125%
HK$88,654
baseline
▲ 0.50% · 4.625%
HK$93,327
+HK$4,673/mo
Deposit HK$7.10M · loan HK$16.58M · min. income ≈ HK$177,308/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,207
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,230
−HK$3,072/mo
Today · 4.125%
HK$103,302
baseline
▲ 0.50% · 4.625%
HK$109,588
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$206,604/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,141
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,042
−HK$2,942/mo
Today · 4.125%
HK$113,984
baseline
▲ 0.50% · 4.625%
HK$119,992
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.31M · min. income ≈ HK$227,968/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,534 · Scale 2, in force from 26 Feb 2026)