LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,004
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,684
−HK$1,707/mo
Today · 4.125%
HK$57,391
baseline
▲ 0.50% · 4.625%
HK$60,883
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,782/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,079
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,691
−HK$1,634/mo
Today · 4.125%
HK$63,325
baseline
▲ 0.50% · 4.625%
HK$66,663
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,650/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,805
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,821
−HK$2,048/mo
Today · 4.125%
HK$68,869
baseline
▲ 0.50% · 4.625%
HK$73,060
+HK$4,191/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,738/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,095
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,029
−HK$1,961/mo
Today · 4.125%
HK$75,990
baseline
▲ 0.50% · 4.625%
HK$79,996
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,980/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,606
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,958
−HK$2,389/mo
Today · 4.125%
HK$80,347
baseline
▲ 0.50% · 4.625%
HK$85,236
+HK$4,889/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,694/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,111
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,367
−HK$2,288/mo
Today · 4.125%
HK$88,655
baseline
▲ 0.50% · 4.625%
HK$93,329
+HK$4,674/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,310/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,208
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,232
−HK$3,072/mo
Today · 4.125%
HK$103,304
baseline
▲ 0.50% · 4.625%
HK$109,590
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,608/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,143
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,043
−HK$2,943/mo
Today · 4.125%
HK$113,986
baseline
▲ 0.50% · 4.625%
HK$119,994
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$227,972/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,549 · Scale 2, in force from 26 Feb 2026)