LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,005
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,685
−HK$1,706/mo
Today · 4.125%
HK$57,391
baseline
▲ 0.50% · 4.625%
HK$60,884
+HK$3,493/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,782/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,080
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,691
−HK$1,635/mo
Today · 4.125%
HK$63,326
baseline
▲ 0.50% · 4.625%
HK$66,664
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,652/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,806
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,822
−HK$2,048/mo
Today · 4.125%
HK$68,870
baseline
▲ 0.50% · 4.625%
HK$73,060
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,740/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,096
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,029
−HK$1,962/mo
Today · 4.125%
HK$75,991
baseline
▲ 0.50% · 4.625%
HK$79,997
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,982/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,607
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,959
−HK$2,389/mo
Today · 4.125%
HK$80,348
baseline
▲ 0.50% · 4.625%
HK$85,237
+HK$4,889/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,696/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,112
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,368
−HK$2,288/mo
Today · 4.125%
HK$88,656
baseline
▲ 0.50% · 4.625%
HK$93,329
+HK$4,673/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,312/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,209
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,233
−HK$3,072/mo
Today · 4.125%
HK$103,305
baseline
▲ 0.50% · 4.625%
HK$109,591
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,610/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,144
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,044
−HK$2,943/mo
Today · 4.125%
HK$113,987
baseline
▲ 0.50% · 4.625%
HK$119,995
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$227,974/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$1,006,557 · Scale 2, in force from 26 Feb 2026)