LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,007
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,687
−HK$1,707/mo
Today · 4.125%
HK$57,394
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,788/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,082
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,694
−HK$1,634/mo
Today · 4.125%
HK$63,328
baseline
▲ 0.50% · 4.625%
HK$66,667
+HK$3,339/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,656/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,808
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,824
−HK$2,049/mo
Today · 4.125%
HK$68,873
baseline
▲ 0.50% · 4.625%
HK$73,063
+HK$4,190/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,746/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,099
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,032
−HK$1,962/mo
Today · 4.125%
HK$75,994
baseline
▲ 0.50% · 4.625%
HK$80,000
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,988/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,610
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,962
−HK$2,389/mo
Today · 4.125%
HK$80,351
baseline
▲ 0.50% · 4.625%
HK$85,241
+HK$4,890/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,702/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,115
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,371
−HK$2,289/mo
Today · 4.125%
HK$88,660
baseline
▲ 0.50% · 4.625%
HK$93,333
+HK$4,673/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,320/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,213
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,237
−HK$3,072/mo
Today · 4.125%
HK$103,309
baseline
▲ 0.50% · 4.625%
HK$109,595
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,618/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,148
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,049
−HK$2,942/mo
Today · 4.125%
HK$113,991
baseline
▲ 0.50% · 4.625%
HK$120,000
+HK$6,009/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$227,982/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,598 · Scale 2, in force from 26 Feb 2026)