LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,008
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,688
−HK$1,707/mo
Today · 4.125%
HK$57,395
baseline
▲ 0.50% · 4.625%
HK$60,887
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,790/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,083
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,695
−HK$1,634/mo
Today · 4.125%
HK$63,329
baseline
▲ 0.50% · 4.625%
HK$66,667
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,658/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,809
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,825
−HK$2,048/mo
Today · 4.125%
HK$68,873
baseline
▲ 0.50% · 4.625%
HK$73,064
+HK$4,191/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,746/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,100
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,033
−HK$1,962/mo
Today · 4.125%
HK$75,995
baseline
▲ 0.50% · 4.625%
HK$80,001
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,990/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,611
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,963
−HK$2,389/mo
Today · 4.125%
HK$80,352
baseline
▲ 0.50% · 4.625%
HK$85,242
+HK$4,890/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,704/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,116
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,372
−HK$2,289/mo
Today · 4.125%
HK$88,661
baseline
▲ 0.50% · 4.625%
HK$93,334
+HK$4,673/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,322/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,214
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,238
−HK$3,072/mo
Today · 4.125%
HK$103,310
baseline
▲ 0.50% · 4.625%
HK$109,596
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,620/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,150
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,050
−HK$2,943/mo
Today · 4.125%
HK$113,993
baseline
▲ 0.50% · 4.625%
HK$120,001
+HK$6,008/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$227,986/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,612 · Scale 2, in force from 26 Feb 2026)