LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,011
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,707/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,086
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,698
−HK$1,635/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$66,671
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,813
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,829
−HK$2,048/mo
Today · 4.125%
HK$68,877
baseline
▲ 0.50% · 4.625%
HK$73,068
+HK$4,191/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$137,754/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,104
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,037
−HK$1,962/mo
Today · 4.125%
HK$75,999
baseline
▲ 0.50% · 4.625%
HK$80,005
+HK$4,006/mo
Deposit HK$9.47M · loan HK$14.21M · min. income ≈ HK$151,998/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,615
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,967
−HK$2,390/mo
Today · 4.125%
HK$80,357
baseline
▲ 0.50% · 4.625%
HK$85,246
+HK$4,889/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,714/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,121
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,377
−HK$2,289/mo
Today · 4.125%
HK$88,666
baseline
▲ 0.50% · 4.625%
HK$93,339
+HK$4,673/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,332/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,219
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,243
−HK$3,073/mo
Today · 4.125%
HK$103,316
baseline
▲ 0.50% · 4.625%
HK$109,602
+HK$6,286/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,632/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,155
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,056
−HK$2,943/mo
Today · 4.125%
HK$113,999
baseline
▲ 0.50% · 4.625%
HK$120,008
+HK$6,009/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$227,998/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,665 · Scale 2, in force from 26 Feb 2026)