LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,014
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,707/mo
Today · 4.125%
HK$57,402
baseline
▲ 0.50% · 4.625%
HK$60,894
+HK$3,492/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,804/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,091
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,702
−HK$1,635/mo
Today · 4.125%
HK$63,337
baseline
▲ 0.50% · 4.625%
HK$66,676
+HK$3,339/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,674/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,817
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,834
−HK$2,048/mo
Today · 4.125%
HK$68,882
baseline
▲ 0.50% · 4.625%
HK$73,073
+HK$4,191/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$137,764/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,109
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,043
−HK$1,961/mo
Today · 4.125%
HK$76,004
baseline
▲ 0.50% · 4.625%
HK$80,011
+HK$4,007/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$152,008/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,620
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,972
−HK$2,390/mo
Today · 4.125%
HK$80,362
baseline
▲ 0.50% · 4.625%
HK$85,252
+HK$4,890/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,724/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,127
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,383
−HK$2,289/mo
Today · 4.125%
HK$88,672
baseline
▲ 0.50% · 4.625%
HK$93,346
+HK$4,674/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,344/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,226
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,250
−HK$3,073/mo
Today · 4.125%
HK$103,323
baseline
▲ 0.50% · 4.625%
HK$109,610
+HK$6,287/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,646/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,163
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,064
−HK$2,943/mo
Today · 4.125%
HK$114,007
baseline
▲ 0.50% · 4.625%
HK$120,016
+HK$6,009/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,014/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,735 · Scale 2, in force from 26 Feb 2026)