LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,017
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,698
−HK$1,707/mo
Today · 4.125%
HK$57,405
baseline
▲ 0.50% · 4.625%
HK$60,898
+HK$3,493/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$114,810/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,094
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,706
−HK$1,635/mo
Today · 4.125%
HK$63,341
baseline
▲ 0.50% · 4.625%
HK$66,679
+HK$3,338/mo
Deposit HK$11.84M · loan HK$11.84M · min. income ≈ HK$126,682/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,821
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,837
−HK$2,049/mo
Today · 4.125%
HK$68,886
baseline
▲ 0.50% · 4.625%
HK$73,077
+HK$4,191/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$137,772/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,113
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,047
−HK$1,962/mo
Today · 4.125%
HK$76,009
baseline
▲ 0.50% · 4.625%
HK$80,015
+HK$4,006/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$152,018/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,977
−HK$2,390/mo
Today · 4.125%
HK$80,367
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,890/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,734/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,131
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,388
−HK$2,289/mo
Today · 4.125%
HK$88,677
baseline
▲ 0.50% · 4.625%
HK$93,351
+HK$4,674/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,354/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,231
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,256
−HK$3,073/mo
Today · 4.125%
HK$103,329
baseline
▲ 0.50% · 4.625%
HK$109,616
+HK$6,287/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,658/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,169
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,070
−HK$2,943/mo
Today · 4.125%
HK$114,013
baseline
▲ 0.50% · 4.625%
HK$120,023
+HK$6,010/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,026/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,792 · Scale 2, in force from 26 Feb 2026)