LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,021
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,707/mo
Today · 4.125%
HK$57,409
baseline
▲ 0.50% · 4.625%
HK$60,902
+HK$3,493/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,818/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,098
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,710
−HK$1,635/mo
Today · 4.125%
HK$63,345
baseline
▲ 0.50% · 4.625%
HK$66,684
+HK$3,339/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,690/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,826
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,842
−HK$2,049/mo
Today · 4.125%
HK$68,891
baseline
▲ 0.50% · 4.625%
HK$73,083
+HK$4,192/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$137,782/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,118
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,052
−HK$1,962/mo
Today · 4.125%
HK$76,014
baseline
▲ 0.50% · 4.625%
HK$80,021
+HK$4,007/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$152,028/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,630
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,982
−HK$2,390/mo
Today · 4.125%
HK$80,372
baseline
▲ 0.50% · 4.625%
HK$85,263
+HK$4,891/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,744/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,137
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,394
−HK$2,289/mo
Today · 4.125%
HK$88,683
baseline
▲ 0.50% · 4.625%
HK$93,358
+HK$4,675/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,366/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,238
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,263
−HK$3,073/mo
Today · 4.125%
HK$103,336
baseline
▲ 0.50% · 4.625%
HK$109,624
+HK$6,288/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,672/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,177
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,078
−HK$2,943/mo
Today · 4.125%
HK$114,021
baseline
▲ 0.50% · 4.625%
HK$120,031
+HK$6,010/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,042/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,863 · Scale 2, in force from 26 Feb 2026)