LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,022
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,703
−HK$1,707/mo
Today · 4.125%
HK$57,410
baseline
▲ 0.50% · 4.625%
HK$60,903
+HK$3,493/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,820/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,099
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,711
−HK$1,635/mo
Today · 4.125%
HK$63,346
baseline
▲ 0.50% · 4.625%
HK$66,685
+HK$3,339/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,692/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,827
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,843
−HK$2,049/mo
Today · 4.125%
HK$68,892
baseline
▲ 0.50% · 4.625%
HK$73,084
+HK$4,192/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$137,784/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,119
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,053
−HK$1,962/mo
Today · 4.125%
HK$76,015
baseline
▲ 0.50% · 4.625%
HK$80,022
+HK$4,007/mo
Deposit HK$9.48M · loan HK$14.21M · min. income ≈ HK$152,030/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,631
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,984
−HK$2,390/mo
Today · 4.125%
HK$80,374
baseline
▲ 0.50% · 4.625%
HK$85,265
+HK$4,891/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,748/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,139
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,396
−HK$2,289/mo
Today · 4.125%
HK$88,685
baseline
▲ 0.50% · 4.625%
HK$93,359
+HK$4,674/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,370/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,240
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,265
−HK$3,073/mo
Today · 4.125%
HK$103,338
baseline
▲ 0.50% · 4.625%
HK$109,626
+HK$6,288/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,676/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,179
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,080
−HK$2,943/mo
Today · 4.125%
HK$114,023
baseline
▲ 0.50% · 4.625%
HK$120,034
+HK$6,011/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,046/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,882 · Scale 2, in force from 26 Feb 2026)