LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,025
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,705
−HK$1,708/mo
Today · 4.125%
HK$57,413
baseline
▲ 0.50% · 4.625%
HK$60,906
+HK$3,493/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,826/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,102
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,714
−HK$1,635/mo
Today · 4.125%
HK$63,349
baseline
▲ 0.50% · 4.625%
HK$66,688
+HK$3,339/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,698/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,830
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,846
−HK$2,049/mo
Today · 4.125%
HK$68,895
baseline
▲ 0.50% · 4.625%
HK$73,087
+HK$4,192/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,790/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,122
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,057
−HK$1,962/mo
Today · 4.125%
HK$76,019
baseline
▲ 0.50% · 4.625%
HK$80,026
+HK$4,007/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,038/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,635
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,987
−HK$2,391/mo
Today · 4.125%
HK$80,378
baseline
▲ 0.50% · 4.625%
HK$85,268
+HK$4,890/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,756/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,143
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,399
−HK$2,290/mo
Today · 4.125%
HK$88,689
baseline
▲ 0.50% · 4.625%
HK$93,364
+HK$4,675/mo
Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$177,378/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,245
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,269
−HK$3,074/mo
Today · 4.125%
HK$103,343
baseline
▲ 0.50% · 4.625%
HK$109,631
+HK$6,288/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,686/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,184
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,085
−HK$2,943/mo
Today · 4.125%
HK$114,028
baseline
▲ 0.50% · 4.625%
HK$120,039
+HK$6,011/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,056/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,006,928 · Scale 2, in force from 26 Feb 2026)