LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,029
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,710
−HK$1,707/mo
Today · 4.125%
HK$57,417
baseline
▲ 0.50% · 4.625%
HK$60,911
+HK$3,494/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,834/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,107
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,719
−HK$1,635/mo
Today · 4.125%
HK$63,354
baseline
▲ 0.50% · 4.625%
HK$66,694
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,708/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,835
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$2,049/mo
Today · 4.125%
HK$68,901
baseline
▲ 0.50% · 4.625%
HK$73,093
+HK$4,192/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,802/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,128
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,063
−HK$1,962/mo
Today · 4.125%
HK$76,025
baseline
▲ 0.50% · 4.625%
HK$80,033
+HK$4,008/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,050/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,641
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,994
−HK$2,390/mo
Today · 4.125%
HK$80,384
baseline
▲ 0.50% · 4.625%
HK$85,276
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,768/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,150
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,407
−HK$2,289/mo
Today · 4.125%
HK$88,696
baseline
▲ 0.50% · 4.625%
HK$93,371
+HK$4,675/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,392/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,253
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,278
−HK$3,073/mo
Today · 4.125%
HK$103,351
baseline
▲ 0.50% · 4.625%
HK$109,640
+HK$6,289/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$206,702/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,193
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,094
−HK$2,944/mo
Today · 4.125%
HK$114,038
baseline
▲ 0.50% · 4.625%
HK$120,049
+HK$6,011/mo
Deposit HK$2.37M · loan HK$21.32M · min. income ≈ HK$228,076/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,012 · Scale 2, in force from 26 Feb 2026)