LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,037
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,708/mo
Today · 4.125%
HK$57,426
baseline
▲ 0.50% · 4.625%
HK$60,920
+HK$3,494/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,852/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,116
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,728
−HK$1,635/mo
Today · 4.125%
HK$63,363
baseline
▲ 0.50% · 4.625%
HK$66,703
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,726/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,844
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,861
−HK$2,050/mo
Today · 4.125%
HK$68,911
baseline
▲ 0.50% · 4.625%
HK$73,104
+HK$4,193/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,822/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,139
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,073
−HK$1,963/mo
Today · 4.125%
HK$76,036
baseline
▲ 0.50% · 4.625%
HK$80,044
+HK$4,008/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,072/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,652
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,005
−HK$2,391/mo
Today · 4.125%
HK$80,396
baseline
▲ 0.50% · 4.625%
HK$85,288
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,792/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,162
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,419
−HK$2,290/mo
Today · 4.125%
HK$88,709
baseline
▲ 0.50% · 4.625%
HK$93,385
+HK$4,676/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,418/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,266
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,292
−HK$3,074/mo
Today · 4.125%
HK$103,366
baseline
▲ 0.50% · 4.625%
HK$109,655
+HK$6,289/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,732/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,208
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,110
−HK$2,944/mo
Today · 4.125%
HK$114,054
baseline
▲ 0.50% · 4.625%
HK$120,066
+HK$6,012/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,108/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,154 · Scale 2, in force from 26 Feb 2026)