LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,039
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,707/mo
Today · 4.125%
HK$57,427
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,495/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,854/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,117
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,635/mo
Today · 4.125%
HK$63,365
baseline
▲ 0.50% · 4.625%
HK$66,705
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,730/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,846
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,863
−HK$2,050/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$73,106
+HK$4,193/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,141
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,076
−HK$1,962/mo
Today · 4.125%
HK$76,038
baseline
▲ 0.50% · 4.625%
HK$80,047
+HK$4,009/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,076/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,654
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,007
−HK$2,391/mo
Today · 4.125%
HK$80,398
baseline
▲ 0.50% · 4.625%
HK$85,290
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,796/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,164
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,422
−HK$2,290/mo
Today · 4.125%
HK$88,712
baseline
▲ 0.50% · 4.625%
HK$93,388
+HK$4,676/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,424/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,270
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,295
−HK$3,074/mo
Today · 4.125%
HK$103,369
baseline
▲ 0.50% · 4.625%
HK$109,659
+HK$6,290/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,738/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,211
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,114
−HK$2,944/mo
Today · 4.125%
HK$114,058
baseline
▲ 0.50% · 4.625%
HK$120,070
+HK$6,012/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,116/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,186 · Scale 2, in force from 26 Feb 2026)