LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,039
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,708/mo
Today · 4.125%
HK$57,428
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,494/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,856/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,118
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,730
−HK$1,636/mo
Today · 4.125%
HK$63,366
baseline
▲ 0.50% · 4.625%
HK$66,706
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,732/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,847
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,864
−HK$2,049/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$73,107
+HK$4,194/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,142
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,076
−HK$1,963/mo
Today · 4.125%
HK$76,039
baseline
▲ 0.50% · 4.625%
HK$80,047
+HK$4,008/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,078/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,655
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,008
−HK$2,391/mo
Today · 4.125%
HK$80,399
baseline
▲ 0.50% · 4.625%
HK$85,291
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,798/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,165
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,422
−HK$2,290/mo
Today · 4.125%
HK$88,712
baseline
▲ 0.50% · 4.625%
HK$93,389
+HK$4,677/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,424/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,270
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,296
−HK$3,074/mo
Today · 4.125%
HK$103,370
baseline
▲ 0.50% · 4.625%
HK$109,660
+HK$6,290/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,740/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,212
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,115
−HK$2,944/mo
Today · 4.125%
HK$114,059
baseline
▲ 0.50% · 4.625%
HK$120,071
+HK$6,012/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,118/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,195 · Scale 2, in force from 26 Feb 2026)