LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,040
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,708/mo
Today · 4.125%
HK$57,429
baseline
▲ 0.50% · 4.625%
HK$60,923
+HK$3,494/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,858/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,731
−HK$1,636/mo
Today · 4.125%
HK$63,367
baseline
▲ 0.50% · 4.625%
HK$66,707
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,734/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,848
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,865
−HK$2,049/mo
Today · 4.125%
HK$68,914
baseline
▲ 0.50% · 4.625%
HK$73,108
+HK$4,194/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,828/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,143
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,078
−HK$1,962/mo
Today · 4.125%
HK$76,040
baseline
▲ 0.50% · 4.625%
HK$80,049
+HK$4,009/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,080/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,656
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,009
−HK$2,391/mo
Today · 4.125%
HK$80,400
baseline
▲ 0.50% · 4.625%
HK$85,292
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,800/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,166
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,424
−HK$2,290/mo
Today · 4.125%
HK$88,714
baseline
▲ 0.50% · 4.625%
HK$93,390
+HK$4,676/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,428/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,272
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,298
−HK$3,074/mo
Today · 4.125%
HK$103,372
baseline
▲ 0.50% · 4.625%
HK$109,662
+HK$6,290/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,744/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,214
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,116
−HK$2,945/mo
Today · 4.125%
HK$114,061
baseline
▲ 0.50% · 4.625%
HK$120,073
+HK$6,012/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,122/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,211 · Scale 2, in force from 26 Feb 2026)