LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,044
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,725
−HK$1,708/mo
Today · 4.125%
HK$57,433
baseline
▲ 0.50% · 4.625%
HK$60,928
+HK$3,495/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,866/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,124
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,736
−HK$1,636/mo
Today · 4.125%
HK$63,372
baseline
▲ 0.50% · 4.625%
HK$66,712
+HK$3,340/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,744/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,853
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$2,050/mo
Today · 4.125%
HK$68,920
baseline
▲ 0.50% · 4.625%
HK$73,114
+HK$4,194/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,840/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,148
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,083
−HK$1,963/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,055
+HK$4,009/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,662
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,016
−HK$2,391/mo
Today · 4.125%
HK$80,407
baseline
▲ 0.50% · 4.625%
HK$85,299
+HK$4,892/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,814/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,173
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,431
−HK$2,290/mo
Today · 4.125%
HK$88,721
baseline
▲ 0.50% · 4.625%
HK$93,397
+HK$4,676/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,442/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,280
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,306
−HK$3,074/mo
Today · 4.125%
HK$103,380
baseline
▲ 0.50% · 4.625%
HK$109,670
+HK$6,290/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,760/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,223
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,125
−HK$2,945/mo
Today · 4.125%
HK$114,070
baseline
▲ 0.50% · 4.625%
HK$120,082
+HK$6,012/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,140/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,292 · Scale 2, in force from 26 Feb 2026)