LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,053
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,735
−HK$1,708/mo
Today · 4.125%
HK$57,443
baseline
▲ 0.50% · 4.625%
HK$60,938
+HK$3,495/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,886/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,134
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,746
−HK$1,637/mo
Today · 4.125%
HK$63,383
baseline
▲ 0.50% · 4.625%
HK$66,724
+HK$3,341/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,766/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,864
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,882
−HK$2,049/mo
Today · 4.125%
HK$68,931
baseline
▲ 0.50% · 4.625%
HK$73,126
+HK$4,195/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,862/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,160
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,096
−HK$1,963/mo
Today · 4.125%
HK$76,059
baseline
▲ 0.50% · 4.625%
HK$80,068
+HK$4,009/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,118/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,675
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,392/mo
Today · 4.125%
HK$80,420
baseline
▲ 0.50% · 4.625%
HK$85,313
+HK$4,893/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,840/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,187
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,445
−HK$2,291/mo
Today · 4.125%
HK$88,736
baseline
▲ 0.50% · 4.625%
HK$93,413
+HK$4,677/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,472/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,296
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,322
−HK$3,075/mo
Today · 4.125%
HK$103,397
baseline
▲ 0.50% · 4.625%
HK$109,689
+HK$6,292/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$206,794/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,241
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,144
−HK$2,945/mo
Today · 4.125%
HK$114,089
baseline
▲ 0.50% · 4.625%
HK$120,102
+HK$6,013/mo
Deposit HK$2.37M · loan HK$21.33M · min. income ≈ HK$228,178/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,459 · Scale 2, in force from 26 Feb 2026)