LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,055
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,736
−HK$1,709/mo
Today · 4.125%
HK$57,445
baseline
▲ 0.50% · 4.625%
HK$60,940
+HK$3,495/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,890/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,748
−HK$1,636/mo
Today · 4.125%
HK$63,384
baseline
▲ 0.50% · 4.625%
HK$66,726
+HK$3,342/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,768/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,866
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,884
−HK$2,049/mo
Today · 4.125%
HK$68,933
baseline
▲ 0.50% · 4.625%
HK$73,128
+HK$4,195/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,866/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,163
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,098
−HK$1,963/mo
Today · 4.125%
HK$76,061
baseline
▲ 0.50% · 4.625%
HK$80,071
+HK$4,010/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,122/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,677
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,031
−HK$2,391/mo
Today · 4.125%
HK$80,422
baseline
▲ 0.50% · 4.625%
HK$85,316
+HK$4,894/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,844/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,190
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,448
−HK$2,290/mo
Today · 4.125%
HK$88,738
baseline
▲ 0.50% · 4.625%
HK$93,416
+HK$4,678/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,476/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,299
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,325
−HK$3,075/mo
Today · 4.125%
HK$103,400
baseline
▲ 0.50% · 4.625%
HK$109,692
+HK$6,292/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,800/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,244
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,147
−HK$2,945/mo
Today · 4.125%
HK$114,092
baseline
▲ 0.50% · 4.625%
HK$120,106
+HK$6,014/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,184/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,489 · Scale 2, in force from 26 Feb 2026)