LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,056
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,737
−HK$1,708/mo
Today · 4.125%
HK$57,445
baseline
▲ 0.50% · 4.625%
HK$60,941
+HK$3,496/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,890/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,136
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,749
−HK$1,636/mo
Today · 4.125%
HK$63,385
baseline
▲ 0.50% · 4.625%
HK$66,726
+HK$3,341/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,770/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,867
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,884
−HK$2,050/mo
Today · 4.125%
HK$68,934
baseline
▲ 0.50% · 4.625%
HK$73,129
+HK$4,195/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,868/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,164
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,099
−HK$1,963/mo
Today · 4.125%
HK$76,062
baseline
▲ 0.50% · 4.625%
HK$80,072
+HK$4,010/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,124/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,678
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,032
−HK$2,392/mo
Today · 4.125%
HK$80,424
baseline
▲ 0.50% · 4.625%
HK$85,317
+HK$4,893/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,848/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,191
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,449
−HK$2,290/mo
Today · 4.125%
HK$88,739
baseline
▲ 0.50% · 4.625%
HK$93,417
+HK$4,678/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,478/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,300
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$100,327
−HK$3,075/mo
Today · 4.125%
HK$103,402
baseline
▲ 0.50% · 4.625%
HK$109,693
+HK$6,291/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,804/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,245
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$111,148
−HK$2,946/mo
Today · 4.125%
HK$114,094
baseline
▲ 0.50% · 4.625%
HK$120,108
+HK$6,014/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,188/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,503 · Scale 2, in force from 26 Feb 2026)