LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,057
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,739
−HK$1,708/mo
Today · 4.125%
HK$57,447
baseline
▲ 0.50% · 4.625%
HK$60,943
+HK$3,496/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$114,894/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,138
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,751
−HK$1,636/mo
Today · 4.125%
HK$63,387
baseline
▲ 0.50% · 4.625%
HK$66,728
+HK$3,341/mo
Deposit HK$11.85M · loan HK$11.85M · min. income ≈ HK$126,774/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,869
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$2,050/mo
Today · 4.125%
HK$68,937
baseline
▲ 0.50% · 4.625%
HK$73,131
+HK$4,194/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$137,874/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,166
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,101
−HK$1,964/mo
Today · 4.125%
HK$76,065
baseline
▲ 0.50% · 4.625%
HK$80,074
+HK$4,009/mo
Deposit HK$9.48M · loan HK$14.22M · min. income ≈ HK$152,130/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,680
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,034
−HK$2,392/mo
Today · 4.125%
HK$80,426
baseline
▲ 0.50% · 4.625%
HK$85,320
+HK$4,894/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$160,852/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,193
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,451
−HK$2,291/mo
Today · 4.125%
HK$88,742
baseline
▲ 0.50% · 4.625%
HK$93,420
+HK$4,678/mo
Deposit HK$7.11M · loan HK$16.59M · min. income ≈ HK$177,484/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,303
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$100,330
−HK$3,075/mo
Today · 4.125%
HK$103,405
baseline
▲ 0.50% · 4.625%
HK$109,697
+HK$6,292/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,810/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,249
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,152
−HK$2,945/mo
Today · 4.125%
HK$114,097
baseline
▲ 0.50% · 4.625%
HK$120,111
+HK$6,014/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,194/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,534 · Scale 2, in force from 26 Feb 2026)