LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,071
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,753
−HK$1,709/mo
Today · 4.125%
HK$57,462
baseline
▲ 0.50% · 4.625%
HK$60,958
+HK$3,496/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,924/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,154
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,767
−HK$1,637/mo
Today · 4.125%
HK$63,404
baseline
▲ 0.50% · 4.625%
HK$66,746
+HK$3,342/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,808/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,885
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,904
−HK$2,050/mo
Today · 4.125%
HK$68,954
baseline
▲ 0.50% · 4.625%
HK$73,150
+HK$4,196/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,908/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,184
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,120
−HK$1,964/mo
Today · 4.125%
HK$76,084
baseline
▲ 0.50% · 4.625%
HK$80,095
+HK$4,011/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,168/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,700
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,054
−HK$2,393/mo
Today · 4.125%
HK$80,447
baseline
▲ 0.50% · 4.625%
HK$85,342
+HK$4,895/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$160,894/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,215
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,474
−HK$2,291/mo
Today · 4.125%
HK$88,765
baseline
▲ 0.50% · 4.625%
HK$93,444
+HK$4,679/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$177,530/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,328
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$100,356
−HK$3,076/mo
Today · 4.125%
HK$103,432
baseline
▲ 0.50% · 4.625%
HK$109,725
+HK$6,293/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,864/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,277
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,181
−HK$2,946/mo
Today · 4.125%
HK$114,127
baseline
▲ 0.50% · 4.625%
HK$120,142
+HK$6,015/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,254/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,794 · Scale 2, in force from 26 Feb 2026)