LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,072
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,754
−HK$1,709/mo
Today · 4.125%
HK$57,463
baseline
▲ 0.50% · 4.625%
HK$60,959
+HK$3,496/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,926/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,155
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,768
−HK$1,637/mo
Today · 4.125%
HK$63,405
baseline
▲ 0.50% · 4.625%
HK$66,747
+HK$3,342/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,810/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,887
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,905
−HK$2,050/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$4,196/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,186
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,122
−HK$1,964/mo
Today · 4.125%
HK$76,086
baseline
▲ 0.50% · 4.625%
HK$80,096
+HK$4,010/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,172/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,701
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,056
−HK$2,392/mo
Today · 4.125%
HK$80,448
baseline
▲ 0.50% · 4.625%
HK$85,343
+HK$4,895/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$160,896/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,217
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,475
−HK$2,291/mo
Today · 4.125%
HK$88,766
baseline
▲ 0.50% · 4.625%
HK$93,445
+HK$4,679/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$177,532/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,330
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,357
−HK$3,076/mo
Today · 4.125%
HK$103,433
baseline
▲ 0.50% · 4.625%
HK$109,727
+HK$6,294/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,866/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,278
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,182
−HK$2,946/mo
Today · 4.125%
HK$114,128
baseline
▲ 0.50% · 4.625%
HK$120,144
+HK$6,016/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,256/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,810 · Scale 2, in force from 26 Feb 2026)