LTV · monthly repayment
▼ 0.50% · 3.625%
HK$540,721
−HK$33,908/mo
▼ 0.25% · 3.875%
HK$557,541
−HK$17,088/mo
Today · 4.125%
HK$574,629
baseline
▲ 0.50% · 4.625%
HK$609,594
+HK$34,965/mo
Deposit HK$118.57M · loan HK$118.57M · min. income ≈ HK$1,149,258/mo (50% DSR)
Upfront cash ≈ HK$133.98M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$601,547
−HK$32,500/mo
▼ 0.25% · 3.875%
HK$617,680
−HK$16,367/mo
Today · 4.125%
HK$634,047
baseline
▲ 0.50% · 4.625%
HK$667,468
+HK$33,421/mo
Deposit HK$118.57M · loan HK$118.57M · min. income ≈ HK$1,268,094/mo (50% DSR)
Upfront cash ≈ HK$133.98M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$648,865
−HK$40,690/mo
▼ 0.25% · 3.875%
HK$669,049
−HK$20,506/mo
Today · 4.125%
HK$689,555
baseline
▲ 0.50% · 4.625%
HK$731,513
+HK$41,958/mo
Deposit HK$94.85M · loan HK$142.28M · min. income ≈ HK$1,379,110/mo (50% DSR)
Upfront cash ≈ HK$110.27M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,856
−HK$39,000/mo
▼ 0.25% · 3.875%
HK$741,216
−HK$19,640/mo
Today · 4.125%
HK$760,856
baseline
▲ 0.50% · 4.625%
HK$800,962
+HK$40,106/mo
Deposit HK$94.85M · loan HK$142.28M · min. income ≈ HK$1,521,712/mo (50% DSR)
Upfront cash ≈ HK$110.27M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$757,010
−HK$47,471/mo
▼ 0.25% · 3.875%
HK$780,557
−HK$23,924/mo
Today · 4.125%
HK$804,481
baseline
▲ 0.50% · 4.625%
HK$853,431
+HK$48,950/mo
Deposit HK$71.14M · loan HK$165.99M · min. income ≈ HK$1,608,962/mo (50% DSR)
Upfront cash ≈ HK$86.55M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$842,166
−HK$45,499/mo
▼ 0.25% · 3.875%
HK$864,752
−HK$22,913/mo
Today · 4.125%
HK$887,665
baseline
▲ 0.50% · 4.625%
HK$934,455
+HK$46,790/mo
Deposit HK$71.14M · loan HK$165.99M · min. income ≈ HK$1,775,330/mo (50% DSR)
Upfront cash ≈ HK$86.55M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$973,298
−HK$61,034/mo
▼ 0.25% · 3.875%
HK$1,003,573
−HK$30,759/mo
Today · 4.125%
HK$1,034,332
baseline
▲ 0.50% · 4.625%
HK$1,097,269
+HK$62,937/mo
Deposit HK$23.71M · loan HK$213.42M · min. income ≈ HK$2,068,664/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,082,784
−HK$58,500/mo
▼ 0.25% · 3.875%
HK$1,111,824
−HK$29,460/mo
Today · 4.125%
HK$1,141,284
baseline
▲ 0.50% · 4.625%
HK$1,201,442
+HK$60,158/mo
Deposit HK$23.71M · loan HK$213.42M · min. income ≈ HK$2,282,568/mo (50% DSR)
Upfront cash ≈ HK$39.13M (deposit + AVD stamp duty HK$15,413,562 · Scale 2, in force from 26 Feb 2026)