LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,077
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,759
−HK$1,709/mo
Today · 4.125%
HK$57,468
baseline
▲ 0.50% · 4.625%
HK$60,965
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,936/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,160
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,774
−HK$1,637/mo
Today · 4.125%
HK$63,411
baseline
▲ 0.50% · 4.625%
HK$66,753
+HK$3,342/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,822/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,893
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,911
−HK$2,051/mo
Today · 4.125%
HK$68,962
baseline
▲ 0.50% · 4.625%
HK$73,158
+HK$4,196/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,924/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,193
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,129
−HK$1,964/mo
Today · 4.125%
HK$76,093
baseline
▲ 0.50% · 4.625%
HK$80,104
+HK$4,011/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,186/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,708
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,063
−HK$2,393/mo
Today · 4.125%
HK$80,456
baseline
▲ 0.50% · 4.625%
HK$85,351
+HK$4,895/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$160,912/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,225
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$86,484
−HK$2,291/mo
Today · 4.125%
HK$88,775
baseline
▲ 0.50% · 4.625%
HK$93,454
+HK$4,679/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$177,550/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,339
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$100,367
−HK$3,076/mo
Today · 4.125%
HK$103,443
baseline
▲ 0.50% · 4.625%
HK$109,737
+HK$6,294/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,886/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,289
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,193
−HK$2,946/mo
Today · 4.125%
HK$114,139
baseline
▲ 0.50% · 4.625%
HK$120,156
+HK$6,017/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,278/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,907 · Scale 2, in force from 26 Feb 2026)