LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,078
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,761
−HK$1,709/mo
Today · 4.125%
HK$57,470
baseline
▲ 0.50% · 4.625%
HK$60,967
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,940/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,162
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,775
−HK$1,637/mo
Today · 4.125%
HK$63,412
baseline
▲ 0.50% · 4.625%
HK$66,755
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,824/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,894
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,913
−HK$2,051/mo
Today · 4.125%
HK$68,964
baseline
▲ 0.50% · 4.625%
HK$73,160
+HK$4,196/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,928/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,194
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,130
−HK$1,964/mo
Today · 4.125%
HK$76,094
baseline
▲ 0.50% · 4.625%
HK$80,106
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,188/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,710
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,065
−HK$2,392/mo
Today · 4.125%
HK$80,457
baseline
▲ 0.50% · 4.625%
HK$85,353
+HK$4,896/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$160,914/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,226
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,485
−HK$2,292/mo
Today · 4.125%
HK$88,777
baseline
▲ 0.50% · 4.625%
HK$93,456
+HK$4,679/mo
Deposit HK$7.11M · loan HK$16.60M · min. income ≈ HK$177,554/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,341
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$100,369
−HK$3,076/mo
Today · 4.125%
HK$103,445
baseline
▲ 0.50% · 4.625%
HK$109,740
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$206,890/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,291
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,195
−HK$2,947/mo
Today · 4.125%
HK$114,142
baseline
▲ 0.50% · 4.625%
HK$120,158
+HK$6,016/mo
Deposit HK$2.37M · loan HK$21.34M · min. income ≈ HK$228,284/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,928 · Scale 2, in force from 26 Feb 2026)