LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,080
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,709/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,969
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,164
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,777
−HK$1,637/mo
Today · 4.125%
HK$63,414
baseline
▲ 0.50% · 4.625%
HK$66,757
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,828/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,915
−HK$2,051/mo
Today · 4.125%
HK$68,966
baseline
▲ 0.50% · 4.625%
HK$73,163
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,932/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,197
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,133
−HK$1,964/mo
Today · 4.125%
HK$76,097
baseline
▲ 0.50% · 4.625%
HK$80,108
+HK$4,011/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,194/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,713
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$78,068
−HK$2,392/mo
Today · 4.125%
HK$80,460
baseline
▲ 0.50% · 4.625%
HK$85,356
+HK$4,896/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,920/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,229
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,488
−HK$2,292/mo
Today · 4.125%
HK$88,780
baseline
▲ 0.50% · 4.625%
HK$93,460
+HK$4,680/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,560/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,345
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$100,373
−HK$3,076/mo
Today · 4.125%
HK$103,449
baseline
▲ 0.50% · 4.625%
HK$109,744
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,898/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,295
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,199
−HK$2,947/mo
Today · 4.125%
HK$114,146
baseline
▲ 0.50% · 4.625%
HK$120,163
+HK$6,017/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,292/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,007,965 · Scale 2, in force from 26 Feb 2026)