LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,083
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,766
−HK$1,709/mo
Today · 4.125%
HK$57,475
baseline
▲ 0.50% · 4.625%
HK$60,972
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,950/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,167
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,781
−HK$1,637/mo
Today · 4.125%
HK$63,418
baseline
▲ 0.50% · 4.625%
HK$66,761
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,836/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,900
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,919
−HK$2,051/mo
Today · 4.125%
HK$68,970
baseline
▲ 0.50% · 4.625%
HK$73,167
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,940/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,201
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,137
−HK$1,965/mo
Today · 4.125%
HK$76,102
baseline
▲ 0.50% · 4.625%
HK$80,113
+HK$4,011/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,204/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,717
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,072
−HK$2,393/mo
Today · 4.125%
HK$80,465
baseline
▲ 0.50% · 4.625%
HK$85,361
+HK$4,896/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,930/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,234
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,493
−HK$2,292/mo
Today · 4.125%
HK$88,785
baseline
▲ 0.50% · 4.625%
HK$93,465
+HK$4,680/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,570/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,350
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,378
−HK$3,077/mo
Today · 4.125%
HK$103,455
baseline
▲ 0.50% · 4.625%
HK$109,750
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,910/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,301
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,206
−HK$2,946/mo
Today · 4.125%
HK$114,152
baseline
▲ 0.50% · 4.625%
HK$120,169
+HK$6,017/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,304/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,021 · Scale 2, in force from 26 Feb 2026)