LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,084
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,766
−HK$1,710/mo
Today · 4.125%
HK$57,476
baseline
▲ 0.50% · 4.625%
HK$60,973
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,952/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,168
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,782
−HK$1,637/mo
Today · 4.125%
HK$63,419
baseline
▲ 0.50% · 4.625%
HK$66,762
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,838/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,901
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,920
−HK$2,051/mo
Today · 4.125%
HK$68,971
baseline
▲ 0.50% · 4.625%
HK$73,167
+HK$4,196/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,942/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,202
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,138
−HK$1,964/mo
Today · 4.125%
HK$76,102
baseline
▲ 0.50% · 4.625%
HK$80,114
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,204/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,718
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,073
−HK$2,393/mo
Today · 4.125%
HK$80,466
baseline
▲ 0.50% · 4.625%
HK$85,362
+HK$4,896/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,932/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,235
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,494
−HK$2,292/mo
Today · 4.125%
HK$88,786
baseline
▲ 0.50% · 4.625%
HK$93,466
+HK$4,680/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,572/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,351
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,379
−HK$3,077/mo
Today · 4.125%
HK$103,456
baseline
▲ 0.50% · 4.625%
HK$109,751
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,912/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,302
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,207
−HK$2,947/mo
Today · 4.125%
HK$114,154
baseline
▲ 0.50% · 4.625%
HK$120,171
+HK$6,017/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,308/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,033 · Scale 2, in force from 26 Feb 2026)