LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,086
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,768
−HK$1,710/mo
Today · 4.125%
HK$57,478
baseline
▲ 0.50% · 4.625%
HK$60,975
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,956/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,170
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,784
−HK$1,637/mo
Today · 4.125%
HK$63,421
baseline
▲ 0.50% · 4.625%
HK$66,764
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,842/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,903
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,922
−HK$2,051/mo
Today · 4.125%
HK$68,973
baseline
▲ 0.50% · 4.625%
HK$73,170
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,946/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,204
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,140
−HK$1,965/mo
Today · 4.125%
HK$76,105
baseline
▲ 0.50% · 4.625%
HK$80,117
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,210/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,720
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,076
−HK$2,393/mo
Today · 4.125%
HK$80,469
baseline
▲ 0.50% · 4.625%
HK$85,365
+HK$4,896/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,938/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,238
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,497
−HK$2,292/mo
Today · 4.125%
HK$88,789
baseline
▲ 0.50% · 4.625%
HK$93,469
+HK$4,680/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,578/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,355
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,383
−HK$3,077/mo
Today · 4.125%
HK$103,460
baseline
▲ 0.50% · 4.625%
HK$109,755
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,920/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,306
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,211
−HK$2,946/mo
Today · 4.125%
HK$114,157
baseline
▲ 0.50% · 4.625%
HK$120,175
+HK$6,018/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,314/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,066 · Scale 2, in force from 26 Feb 2026)