LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,087
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,769
−HK$1,710/mo
Today · 4.125%
HK$57,479
baseline
▲ 0.50% · 4.625%
HK$60,976
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,958/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,171
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,785
−HK$1,637/mo
Today · 4.125%
HK$63,422
baseline
▲ 0.50% · 4.625%
HK$66,765
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,844/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,904
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,923
−HK$2,051/mo
Today · 4.125%
HK$68,974
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,948/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,205
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,142
−HK$1,965/mo
Today · 4.125%
HK$76,107
baseline
▲ 0.50% · 4.625%
HK$80,118
+HK$4,011/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,214/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,722
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,077
−HK$2,393/mo
Today · 4.125%
HK$80,470
baseline
▲ 0.50% · 4.625%
HK$85,367
+HK$4,897/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,940/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,240
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,499
−HK$2,292/mo
Today · 4.125%
HK$88,791
baseline
▲ 0.50% · 4.625%
HK$93,471
+HK$4,680/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,582/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,357
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,385
−HK$3,077/mo
Today · 4.125%
HK$103,462
baseline
▲ 0.50% · 4.625%
HK$109,757
+HK$6,295/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,924/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,308
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,213
−HK$2,947/mo
Today · 4.125%
HK$114,160
baseline
▲ 0.50% · 4.625%
HK$120,177
+HK$6,017/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,320/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,087 · Scale 2, in force from 26 Feb 2026)