LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,087
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,770
−HK$1,709/mo
Today · 4.125%
HK$57,479
baseline
▲ 0.50% · 4.625%
HK$60,976
+HK$3,497/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,958/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,171
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,785
−HK$1,637/mo
Today · 4.125%
HK$63,422
baseline
▲ 0.50% · 4.625%
HK$66,765
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,844/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,905
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,924
−HK$2,051/mo
Today · 4.125%
HK$68,975
baseline
▲ 0.50% · 4.625%
HK$73,172
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,950/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,206
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,142
−HK$1,965/mo
Today · 4.125%
HK$76,107
baseline
▲ 0.50% · 4.625%
HK$80,119
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,214/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,722
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,077
−HK$2,394/mo
Today · 4.125%
HK$80,471
baseline
▲ 0.50% · 4.625%
HK$85,367
+HK$4,896/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$160,942/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,240
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,499
−HK$2,292/mo
Today · 4.125%
HK$88,791
baseline
▲ 0.50% · 4.625%
HK$93,472
+HK$4,681/mo
Deposit HK$7.12M · loan HK$16.60M · min. income ≈ HK$177,582/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,357
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,385
−HK$3,077/mo
Today · 4.125%
HK$103,462
baseline
▲ 0.50% · 4.625%
HK$109,758
+HK$6,296/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,924/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,309
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,213
−HK$2,947/mo
Today · 4.125%
HK$114,160
baseline
▲ 0.50% · 4.625%
HK$120,178
+HK$6,018/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,320/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,092 · Scale 2, in force from 26 Feb 2026)