LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,092
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,775
−HK$1,709/mo
Today · 4.125%
HK$57,484
baseline
▲ 0.50% · 4.625%
HK$60,982
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,968/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,177
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,791
−HK$1,637/mo
Today · 4.125%
HK$63,428
baseline
▲ 0.50% · 4.625%
HK$66,772
+HK$3,344/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,856/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,911
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$2,051/mo
Today · 4.125%
HK$68,981
baseline
▲ 0.50% · 4.625%
HK$73,179
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,962/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,213
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,149
−HK$1,965/mo
Today · 4.125%
HK$76,114
baseline
▲ 0.50% · 4.625%
HK$80,126
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,228/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,729
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,085
−HK$2,393/mo
Today · 4.125%
HK$80,478
baseline
▲ 0.50% · 4.625%
HK$85,375
+HK$4,897/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,956/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,248
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,508
−HK$2,292/mo
Today · 4.125%
HK$88,800
baseline
▲ 0.50% · 4.625%
HK$93,481
+HK$4,681/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,600/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,366
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,395
−HK$3,077/mo
Today · 4.125%
HK$103,472
baseline
▲ 0.50% · 4.625%
HK$109,768
+HK$6,296/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,944/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,319
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,224
−HK$2,947/mo
Today · 4.125%
HK$114,171
baseline
▲ 0.50% · 4.625%
HK$120,189
+HK$6,018/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,342/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,188 · Scale 2, in force from 26 Feb 2026)