LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,094
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,710/mo
Today · 4.125%
HK$57,487
baseline
▲ 0.50% · 4.625%
HK$60,985
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,974/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,179
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,638/mo
Today · 4.125%
HK$63,431
baseline
▲ 0.50% · 4.625%
HK$66,774
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,862/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,913
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,932
−HK$2,052/mo
Today · 4.125%
HK$68,984
baseline
▲ 0.50% · 4.625%
HK$73,181
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,968/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,215
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,152
−HK$1,965/mo
Today · 4.125%
HK$76,117
baseline
▲ 0.50% · 4.625%
HK$80,129
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,234/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,732
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,088
−HK$2,393/mo
Today · 4.125%
HK$80,481
baseline
▲ 0.50% · 4.625%
HK$85,378
+HK$4,897/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,962/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,251
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,511
−HK$2,292/mo
Today · 4.125%
HK$88,803
baseline
▲ 0.50% · 4.625%
HK$93,484
+HK$4,681/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,606/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,370
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,399
−HK$3,077/mo
Today · 4.125%
HK$103,476
baseline
▲ 0.50% · 4.625%
HK$109,772
+HK$6,296/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,952/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,323
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,228
−HK$2,947/mo
Today · 4.125%
HK$114,175
baseline
▲ 0.50% · 4.625%
HK$120,194
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,350/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,225 · Scale 2, in force from 26 Feb 2026)