LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,095
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,778
−HK$1,709/mo
Today · 4.125%
HK$57,487
baseline
▲ 0.50% · 4.625%
HK$60,985
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,974/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,180
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,794
−HK$1,638/mo
Today · 4.125%
HK$63,432
baseline
▲ 0.50% · 4.625%
HK$66,775
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,864/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,914
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,933
−HK$2,052/mo
Today · 4.125%
HK$68,985
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,970/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,216
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,153
−HK$1,965/mo
Today · 4.125%
HK$76,118
baseline
▲ 0.50% · 4.625%
HK$80,130
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,236/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,733
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,089
−HK$2,393/mo
Today · 4.125%
HK$80,482
baseline
▲ 0.50% · 4.625%
HK$85,380
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,964/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,253
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,512
−HK$2,292/mo
Today · 4.125%
HK$88,804
baseline
▲ 0.50% · 4.625%
HK$93,485
+HK$4,681/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,608/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,371
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,400
−HK$3,077/mo
Today · 4.125%
HK$103,477
baseline
▲ 0.50% · 4.625%
HK$109,774
+HK$6,297/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,954/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,325
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,230
−HK$2,947/mo
Today · 4.125%
HK$114,177
baseline
▲ 0.50% · 4.625%
HK$120,196
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,354/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,241 · Scale 2, in force from 26 Feb 2026)