LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,095
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,778
−HK$1,710/mo
Today · 4.125%
HK$57,488
baseline
▲ 0.50% · 4.625%
HK$60,986
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,976/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,181
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,795
−HK$1,637/mo
Today · 4.125%
HK$63,432
baseline
▲ 0.50% · 4.625%
HK$66,775
+HK$3,343/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,864/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,914
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,934
−HK$2,051/mo
Today · 4.125%
HK$68,985
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,970/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,217
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,153
−HK$1,965/mo
Today · 4.125%
HK$76,118
baseline
▲ 0.50% · 4.625%
HK$80,131
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,236/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,733
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,089
−HK$2,394/mo
Today · 4.125%
HK$80,483
baseline
▲ 0.50% · 4.625%
HK$85,380
+HK$4,897/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,966/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,253
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,512
−HK$2,293/mo
Today · 4.125%
HK$88,805
baseline
▲ 0.50% · 4.625%
HK$93,486
+HK$4,681/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,610/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,372
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,400
−HK$3,078/mo
Today · 4.125%
HK$103,478
baseline
▲ 0.50% · 4.625%
HK$109,774
+HK$6,296/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,956/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,325
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,230
−HK$2,947/mo
Today · 4.125%
HK$114,177
baseline
▲ 0.50% · 4.625%
HK$120,196
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,354/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,243 · Scale 2, in force from 26 Feb 2026)