LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,096
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,710/mo
Today · 4.125%
HK$57,489
baseline
▲ 0.50% · 4.625%
HK$60,987
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,978/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,182
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,796
−HK$1,637/mo
Today · 4.125%
HK$63,433
baseline
▲ 0.50% · 4.625%
HK$66,777
+HK$3,344/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,866/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,916
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,935
−HK$2,052/mo
Today · 4.125%
HK$68,987
baseline
▲ 0.50% · 4.625%
HK$73,184
+HK$4,197/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$137,974/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,218
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,155
−HK$1,965/mo
Today · 4.125%
HK$76,120
baseline
▲ 0.50% · 4.625%
HK$80,132
+HK$4,012/mo
Deposit HK$9.49M · loan HK$14.23M · min. income ≈ HK$152,240/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,735
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,091
−HK$2,393/mo
Today · 4.125%
HK$80,484
baseline
▲ 0.50% · 4.625%
HK$85,382
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,968/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,254
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,514
−HK$2,292/mo
Today · 4.125%
HK$88,806
baseline
▲ 0.50% · 4.625%
HK$93,488
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,612/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,374
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,402
−HK$3,078/mo
Today · 4.125%
HK$103,480
baseline
▲ 0.50% · 4.625%
HK$109,776
+HK$6,296/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,960/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,327
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,232
−HK$2,948/mo
Today · 4.125%
HK$114,180
baseline
▲ 0.50% · 4.625%
HK$120,198
+HK$6,018/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,360/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,264 · Scale 2, in force from 26 Feb 2026)