LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,103
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,785
−HK$1,710/mo
Today · 4.125%
HK$57,495
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,499/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,990/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,189
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,803
−HK$1,637/mo
Today · 4.125%
HK$63,440
baseline
▲ 0.50% · 4.625%
HK$66,784
+HK$3,344/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,880/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,923
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,943
−HK$2,051/mo
Today · 4.125%
HK$68,994
baseline
▲ 0.50% · 4.625%
HK$73,192
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$137,988/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,226
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,163
−HK$1,965/mo
Today · 4.125%
HK$76,128
baseline
▲ 0.50% · 4.625%
HK$80,141
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,256/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,744
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,100
−HK$2,393/mo
Today · 4.125%
HK$80,493
baseline
▲ 0.50% · 4.625%
HK$85,391
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,986/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,264
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,524
−HK$2,292/mo
Today · 4.125%
HK$88,816
baseline
▲ 0.50% · 4.625%
HK$93,498
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,632/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,385
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,414
−HK$3,077/mo
Today · 4.125%
HK$103,491
baseline
▲ 0.50% · 4.625%
HK$109,789
+HK$6,298/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,982/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,339
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,245
−HK$2,948/mo
Today · 4.125%
HK$114,193
baseline
▲ 0.50% · 4.625%
HK$120,212
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,386/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,377 · Scale 2, in force from 26 Feb 2026)