LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,103
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,786
−HK$1,710/mo
Today · 4.125%
HK$57,496
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,498/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,992/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,189
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,803
−HK$1,638/mo
Today · 4.125%
HK$63,441
baseline
▲ 0.50% · 4.625%
HK$66,785
+HK$3,344/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,882/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,924
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,943
−HK$2,052/mo
Today · 4.125%
HK$68,995
baseline
▲ 0.50% · 4.625%
HK$73,193
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$137,990/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,227
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,164
−HK$1,965/mo
Today · 4.125%
HK$76,129
baseline
▲ 0.50% · 4.625%
HK$80,142
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,258/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,744
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,100
−HK$2,394/mo
Today · 4.125%
HK$80,494
baseline
▲ 0.50% · 4.625%
HK$85,392
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,988/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,265
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,525
−HK$2,292/mo
Today · 4.125%
HK$88,817
baseline
▲ 0.50% · 4.625%
HK$93,499
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,634/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,386
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,415
−HK$3,077/mo
Today · 4.125%
HK$103,492
baseline
▲ 0.50% · 4.625%
HK$109,790
+HK$6,298/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,984/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,340
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,246
−HK$2,948/mo
Today · 4.125%
HK$114,194
baseline
▲ 0.50% · 4.625%
HK$120,213
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,388/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,387 · Scale 2, in force from 26 Feb 2026)