LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,105
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,788
−HK$1,709/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,996
+HK$3,499/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,191
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,805
−HK$1,638/mo
Today · 4.125%
HK$63,443
baseline
▲ 0.50% · 4.625%
HK$66,787
+HK$3,344/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,886/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,925
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,945
−HK$2,052/mo
Today · 4.125%
HK$68,997
baseline
▲ 0.50% · 4.625%
HK$73,195
+HK$4,198/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$137,994/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,229
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,166
−HK$1,965/mo
Today · 4.125%
HK$76,131
baseline
▲ 0.50% · 4.625%
HK$80,144
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,262/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,746
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,103
−HK$2,393/mo
Today · 4.125%
HK$80,496
baseline
▲ 0.50% · 4.625%
HK$85,394
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$160,992/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,267
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,527
−HK$2,293/mo
Today · 4.125%
HK$88,820
baseline
▲ 0.50% · 4.625%
HK$93,502
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,640/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,388
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$100,418
−HK$3,077/mo
Today · 4.125%
HK$103,495
baseline
▲ 0.50% · 4.625%
HK$109,793
+HK$6,298/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$206,990/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,343
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,249
−HK$2,948/mo
Today · 4.125%
HK$114,197
baseline
▲ 0.50% · 4.625%
HK$120,216
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.35M · min. income ≈ HK$228,394/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,415 · Scale 2, in force from 26 Feb 2026)