LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,108
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,791
−HK$1,710/mo
Today · 4.125%
HK$57,501
baseline
▲ 0.50% · 4.625%
HK$61,000
+HK$3,499/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$115,002/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,194
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,809
−HK$1,637/mo
Today · 4.125%
HK$63,446
baseline
▲ 0.50% · 4.625%
HK$66,791
+HK$3,345/mo
Deposit HK$11.86M · loan HK$11.86M · min. income ≈ HK$126,892/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,929
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,949
−HK$2,052/mo
Today · 4.125%
HK$69,001
baseline
▲ 0.50% · 4.625%
HK$73,200
+HK$4,199/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,002/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,233
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,170
−HK$1,966/mo
Today · 4.125%
HK$76,136
baseline
▲ 0.50% · 4.625%
HK$80,149
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,272/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,751
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,107
−HK$2,394/mo
Today · 4.125%
HK$80,501
baseline
▲ 0.50% · 4.625%
HK$85,399
+HK$4,898/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$161,002/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,272
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,532
−HK$2,293/mo
Today · 4.125%
HK$88,825
baseline
▲ 0.50% · 4.625%
HK$93,507
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,650/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,394
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$100,424
−HK$3,077/mo
Today · 4.125%
HK$103,501
baseline
▲ 0.50% · 4.625%
HK$109,799
+HK$6,298/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,002/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,350
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,256
−HK$2,948/mo
Today · 4.125%
HK$114,204
baseline
▲ 0.50% · 4.625%
HK$120,223
+HK$6,019/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,408/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,475 · Scale 2, in force from 26 Feb 2026)