LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,115
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,710/mo
Today · 4.125%
HK$57,509
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,499/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,018/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,203
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,818
−HK$1,637/mo
Today · 4.125%
HK$63,455
baseline
▲ 0.50% · 4.625%
HK$66,800
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,910/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,939
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,959
−HK$2,052/mo
Today · 4.125%
HK$69,011
baseline
▲ 0.50% · 4.625%
HK$73,210
+HK$4,199/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,022/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,243
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,181
−HK$1,966/mo
Today · 4.125%
HK$76,147
baseline
▲ 0.50% · 4.625%
HK$80,160
+HK$4,013/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,294/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,762
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,118
−HK$2,395/mo
Today · 4.125%
HK$80,513
baseline
▲ 0.50% · 4.625%
HK$85,412
+HK$4,899/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$161,026/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,284
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,545
−HK$2,293/mo
Today · 4.125%
HK$88,838
baseline
▲ 0.50% · 4.625%
HK$93,520
+HK$4,682/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,676/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,408
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,438
−HK$3,078/mo
Today · 4.125%
HK$103,516
baseline
▲ 0.50% · 4.625%
HK$109,815
+HK$6,299/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,032/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,365
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,272
−HK$2,948/mo
Today · 4.125%
HK$114,220
baseline
▲ 0.50% · 4.625%
HK$120,241
+HK$6,021/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,440/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,618 · Scale 2, in force from 26 Feb 2026)