LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,117
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,800
−HK$1,711/mo
Today · 4.125%
HK$57,511
baseline
▲ 0.50% · 4.625%
HK$61,010
+HK$3,499/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,022/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,205
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,819
−HK$1,638/mo
Today · 4.125%
HK$63,457
baseline
▲ 0.50% · 4.625%
HK$66,802
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,914/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,940
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,960
−HK$2,053/mo
Today · 4.125%
HK$69,013
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$4,199/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,026/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,246
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,183
−HK$1,966/mo
Today · 4.125%
HK$76,149
baseline
▲ 0.50% · 4.625%
HK$80,163
+HK$4,014/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,298/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,764
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,121
−HK$2,394/mo
Today · 4.125%
HK$80,515
baseline
▲ 0.50% · 4.625%
HK$85,414
+HK$4,899/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$161,030/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,287
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,547
−HK$2,293/mo
Today · 4.125%
HK$88,840
baseline
▲ 0.50% · 4.625%
HK$93,523
+HK$4,683/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,680/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,411
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,441
−HK$3,078/mo
Today · 4.125%
HK$103,519
baseline
▲ 0.50% · 4.625%
HK$109,818
+HK$6,299/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,038/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,368
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,275
−HK$2,948/mo
Today · 4.125%
HK$114,223
baseline
▲ 0.50% · 4.625%
HK$120,244
+HK$6,021/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,446/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,648 · Scale 2, in force from 26 Feb 2026)