LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,122
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,805
−HK$1,711/mo
Today · 4.125%
HK$57,516
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,499/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,032/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,210
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,825
−HK$1,638/mo
Today · 4.125%
HK$63,463
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,926/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,946
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,966
−HK$2,053/mo
Today · 4.125%
HK$69,019
baseline
▲ 0.50% · 4.625%
HK$73,219
+HK$4,200/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,038/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,252
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,190
−HK$1,966/mo
Today · 4.125%
HK$76,156
baseline
▲ 0.50% · 4.625%
HK$80,170
+HK$4,014/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,312/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,771
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,127
−HK$2,395/mo
Today · 4.125%
HK$80,522
baseline
▲ 0.50% · 4.625%
HK$85,422
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$161,044/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,294
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,555
−HK$2,293/mo
Today · 4.125%
HK$88,848
baseline
▲ 0.50% · 4.625%
HK$93,531
+HK$4,683/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,696/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,419
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,450
−HK$3,078/mo
Today · 4.125%
HK$103,528
baseline
▲ 0.50% · 4.625%
HK$109,828
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,056/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,378
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,285
−HK$2,948/mo
Today · 4.125%
HK$114,233
baseline
▲ 0.50% · 4.625%
HK$120,255
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,466/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,737 · Scale 2, in force from 26 Feb 2026)